- Middle-income homebuyers have $30,000 more buying power than a year ago, research finds. It's still not enough
While the amount that a median-income household can afford is higher than it was a year ago, it is still below the median price for a single-family home.
- Home sellers are relisting properties at fastest pace in a decade, but spring supply is still low
Frustrated sellers who pulled homes off the market last fall are now relisting them at a quick pace, thanks to lower mortgage rates, but supply is still low.
- Mortgages in 47 seconds: Better’s new ChatGPT app targets lenders Rocket and UWM
Creating a mortgage has been one of the most time-consuming corners of American finance, with lenders relying on dozens of steps that can take weeks.
- There’s a push to cut capital gains taxes on home sales — how it could impact the housing market
Some lawmakers want to reduce or eliminate capital gains on home sales. Here's how that could impact housing affordability.
- Weekly mortgage demand surged 11% higher last week, as rates sat near 4-year low
Lower mortgage rates last week caused a run on refinancing and renewed interest from homebuyers, but rates have already moved higher again.
- Big investors have been fleeing for-sale housing market, even before Trump ordered ban
President Donald Trump wants to ban big investors from buying single-family rental homes, but investors have already been selling due to high home prices.
- Mortgage rates jump sharply higher after Iran strikes, reversing last week's decline
Mortgage rates moved decidedly higher Monday, as the U.S. war with Iran pushed oil prices up and Treasury yields followed.
- Democrats counter Trump's proposal to limit institutional housing investors
A new bill from Sen. Elizabeth Warren targets investors who own 50-plus single-family homes, and breaks with a White House proposal.
- 5 takeaways from Trump's State of the Union address
Democrats are nipping at the heels of the incumbent Republicans for control of Congress in the 2026 midterms.
- Mortgage rates hit lowest level in nearly 4 years, but homebuyers are still stuck on the sidelines
Mortgage rates dropped to the lowest level since 2022 last week, but demand from homebuyers declined as well, as they continue to struggle with affordability.
- Mortgage rates just dropped below 6%, matching lowest level since 2022
Mortgage rates dropped below 6%, matching their lowest levels since 2022, as economic concerns over tariffs and a recent GDP report cause bond yields to drop.
- Homebuyers are paying more for mortgage credit checks. Here’s why
Despite being a small part of closing costs, credit report fees have become a flashpoint in the mortgage industry.
- From 'vanlords' to safe parking sites: How RVs became Silicon Valley's housing safety net
Across California, the number of people living in vehicles has surged in recent years due to soaring rents.
- Personal loans surge amid affordability struggles: It's 'the middle-class refinancing option,' expert says
Some borrowers are turning to personal loans to refinance credit card debt. Those loans are expected increase nearly 6% this year, TransUnion forecasts
- Mortgage rates sink to the lowest level in a month, sparking more refinance demand
Mortgage rates dropped again last week, sparking a small jump in refinancing, but potential buyers were not impressed.
- Home sellers start getting lower prices at 70, research shows — and the gap widens with age
Two factors contribute to older homeowners receiving less money at sale, according to new research: lack of upkeep and selling privately.
- Realtors report a 'new housing crisis' as January home sales tank more than 8%
Home sales in January fell more than expected as mortgage rates didn't move much and consumer confidence dropped.
- FHA mortgage demand rises as borrowers face affordability challenges
Total mortgage demand was flat last week, but FHA demand rose, as that product offers bigger savings.
- Credit card debt tops $1.28 trillion — consistent with ‘K-shaped’ economic divide, New York Fed research shows
Collectively, Americans owe $1.28 trillion on their credit cards, according to a new report by the Federal Reserve Bank of New York.
- Housing affordability package set to advance in Congress amid home-cost concerns
Wide-ranging legislation would reduce regulations for homebuilders while giving local governments incentives to streamline the building process.
- A surprising share of homeowners have high mortgage rates. Here's the breakdown
About 20% of borrowers have mortgages with a rate over 6%.
- Rough winter weather hits homebuyers, tanking mortgage demand
Mortgage demand dropped sharply last week, even though interest rates moved slightly lower. The culprit was likely the recent winter storm.
- How one country is engineering its way out of a construction cost crisis
While a building boom is good for the economy, it presents challenges, with construction costs in Singapore consistently ranked among the highest in the world.
- December CRE deal volume sinks further, but office is a surprising bright spot
The recovery in office has been swelling, as return-to-office orders and a boom in AI employment counter the pandemic-driven narrative that office is over.
- Camden CEO on why he’s seeing ‘huge’ investor demand for apartment buildings
Investor interest in the multifamily housing sector is strengthening even as rental demand falls back.
- As American retail store anchors fade, private clubs are taking over more commercial real estate
Affluent consumers are key to retail centers as the K-shaped economy hits lower-end shoppers hard, and that's leading the private club concept to more cities.
- Housing affordability isn't just hurting buyers: More homeowners are falling behind on their mortgages
While the overall share of delinquencies among all mortgages remains small, the growth is occurring faster than late payments for other types of consumer loans.
- Apartment rents just dropped to the lowest level in 4 years
Apartment rents are falling sharply due to weaker economic conditions and growing job losses.
- Fed holds interest rates steady: What that means for mortgages, credit cards and loans
From mortgage rates and auto loans to credit cards and savings accounts, here's a look at how the January Fed decision could affect your finances.
- Mortgage demand drops 8.5%, as interest rates swell to the highest level in 3 weeks
Mortgage rates rose last week, causing a large drop in demand for refinances. Homebuyer demand was essentially flat.
